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In about four years, smokers could be paying higher insurance premiums than non-smokers.
Samsung Life Insurance, the country's largest insurance company, says it is currently considering ways to differentiate premiums based on the death rates of the two groups.
Discounts on premiums will be given to healthy non-smokers who have normal blood pressure and body mass.
Currently non-smokers get discounts on their premiums, but this also applies to smokers who have quit for over a year.
The ratio of people lighting up in the country fell to 42 percent last year from 52 percent in 2005.
Arirang News
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